Terms of Service

Last updated: August 30, 2025

Who We Are

GetAtlanticMortgage.com is operated by Atlantic Mortgage & Finance Corporation (“Atlantic Mortgage & Finance,” “we,” “us,” “our”).
Address: 1302 SE 25th Loop, Suite 102, Ocala, FL 34471
Phone: (352) 397‑4000
Email: info@getatlanticmortgage.com

Acceptance of Terms

By using this website (the “Site”), you agree to these Terms and to our Privacy Policy. If you do not agree, do not use the Site.

Eligibility & U.S. Use

The Site is intended for individuals in the United States. To apply for credit, you must be at least 18 years old.

For Information Only; Not an Offer to Lend

Content is for general information and education. It is not credit, legal, or tax advice, and it is not a commitment to lend. Programs, rates, terms, and conditions may change without notice. Loan approval depends on credit, income, collateral, and other factors. Not all products are available in all states; restrictions apply.

Broker Disclosure

We are a mortgage broker. We arrange loans with third‑party lenders and do not make the final credit decision or fund loans.

Equal Housing & Fair Lending

We do not discriminate based on race, color, religion, national origin, sex, marital status, age, receipt of public assistance, disability, sexual orientation, gender identity, or any other protected status. Equal Housing Opportunity.

Government Affiliation

We are not affiliated with or endorsed by HUD, FHA, VA, USDA, or any state or federal government agency. Any reference to these agencies is for program information only.

Licensing

We conduct business only where properly licensed. Verify licenses at NMLS Consumer Access. Product availability may vary by state and lender.

Your Use of the Site (Acceptable Use)

We grant you a limited, non‑exclusive, revocable license to access and use the Site for personal, non‑commercial purposes. Do not:

• copy, distribute, or modify Site content without written consent;

• use bots, scrapers, or other automated means to access the Site;

• attempt to bypass security or interfere with Site operation;

• use the Site for any unlawful or fraudulent purpose.

Intellectual Property

All content, trademarks, logos, and other materials on the Site are owned by us or our licensors and are protected by law. You may not use our marks without written permission.

No Professional Advice

Information on the Site is provided for convenience and education. You should consult qualified professionals regarding your specific situation.

Tools, Calculators & Estimates

Any calculators, rate displays, or payment estimates are examples only. They are not quotes, approvals, or guarantees. Actual terms will be provided in writing after a completed application, required disclosures, and verification.

Third‑Party Links

The Site may link to third‑party websites. We do not control and are not responsible for their content, policies, or security. Use third‑party sites at your own risk.

Electronic Communications & E‑Sign

By interacting with us online, you consent to receive disclosures, notices, and documents electronically where permitted by law (including under the federal E‑SIGN Act). You may withdraw consent by contacting us; this may delay processing.

Text Messaging Terms

If you provide a mobile number, you agree we (or our service providers) may send SMS messages related to your inquiry or account. Message and data rates may apply. Message frequency varies. Reply STOP to opt out and HELP for help. Carriers are not liable for delayed or undelivered messages. Consent is not a condition of credit or services.

Privacy & Security

Please see our Privacy Policy for how we collect, use, share, and safeguard personal information. We use reasonable safeguards but cannot guarantee the security of information transmitted over the internet.

No Warranties; Limitation of Liability

THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE.” WE MAKE NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF ACCURACY, COMPLETENESS, AVAILABILITY, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON‑INFRINGEMENT. TO THE FULLEST EXTENT PERMITTED BY LAW, WE ARE NOT LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE.

Indemnification

You agree to indemnify and hold us harmless from claims, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Site or violation of these Terms.

Changes to These Terms

We may update these Terms at any time by posting a revised version with a new “Last updated” date. Your continued use of the Site means you accept the updated Terms.

Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict‑of‑law rules. Venue for disputes will be in state or federal courts located in Florida.

Severability; Waiver; Assignment

If any part of these Terms is found invalid, the rest remains in effect. Our failure to enforce a term is not a waiver. You may not assign your rights or obligations under these Terms; we may assign ours as permitted by law.

Contact

Questions about these Terms? Contact Atlantic Mortgage & Finance Corporation at (352) 397‑4000 or info@getatlanticmortgage.com.
Mailing address: 1302 SE 25th Loop, Suite 102, Ocala, FL 34471.